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Former Afghan interpreter says Taliban tortured him for weeks but U.S. still won't give him a visa_我的网站

A |     　　“最会赚钱”的银行业，自己投资却“栽了跟头”。

B | 　　据贝壳财经记者不完全统计，截至8月25日，已披露2026年中报的9家银行中，有8家银行的投资收益同比负增长。重庆银行、贵阳银行同比“腰斩”，就连“债券之王”南京银行也未能幸免。　　投资收益曾是银行非息收入的“王牌”，部分中小银行更靠它撑起利润的半壁江山。如今，王牌“变脸”，非息收入增长反成拖累。    As Massoud walked down a Kabul street one cold Sunday morning, looking for a day job to feed his family, pickup trucks full of armed Taliban members stopped in front of him. He told CBS News the men aimed their AK-47s at him, he was handcuffed, blindfolded and taken to an office of the Taliban's General Directorate of Intelligence.For more than a month, Massoud's family had no idea where he was. They searched everywhere, including hospitals, until they arrived at the Taliban's intelligence department. "After six weeks of searching, they found me at the Taliban's 040 intelligence department," Massoud told CBS News in a phone interview. He said during the first 15 days of his imprisonment, he was "beaten, struck with electric shock sticks, electrocuted, waterboarded and hanged upside down."

             

His crime? Massoud worked for the U.S. military as an interpreter from 2011 to 2013, including a year spent working with U.S. Navy SEALs. (CBS News is not using the real name of Massoud or the other former interpreter interviewed for this story to protect them from possible retaliation.)       

"Don't want to see that horror again" 

Massoud said that during interrogations, Taliban intelligence officers told him that, "with my help, the Americans have killed our people, and that I was still spying for the Americans.""I told them, 'You have announced a general amnesty,'" Massoud told CBS News, but he was informed by the Taliban interrogators, "there is no amnesty for you people."                 Massoud was finally released by the Taliban after more than three months of imprisonment, after his brothers signed two separate guarantees promising the Taliban they would bring him back to the intelligence agency if ever asked to do so. CBS News has seen the letters and other documents his family filed with Taliban officials while he was imprisoned."They can find me anytime they wish and put me back in the prison," he told CBS News. "I just don't want to see that horror again." 

"Still in danger"

U.S. Army Sgt. Jordan David Johnson, who has since been honorably discharged, was Massoud's direct supervisor in Helmand province and has written to members of the U.S. Congress supporting his former Afghan colleague's application for a U.S. visa, but to no avail. "Every time I hear from Massoud I feel guilty, because he is still in danger," Johnson told CBS News. "We told them that, 'You help us, and we will help you.' But now we are not, and that is wrong."

             

In a September 2022 letter to lawmakers, Johnson said he trusted Massoud then, "and I am proud to call him a friend today," adding that he did not believe the Afghan "poses a national security threat to the United States of America."                      

"They will come after me and my family"

Omar, 32, told CBS News that he worked with the U.S. military from 2008 until 2012 and was deployed alongside U.S. troops in eastern Paktia province. From 2012 until Afghanistan fell back into the Taliban's hands in August 2021, he worked on various projects with the U.S. Agency for International Development (USAID) at the U.S. Embassy in Kabul. He was threatened many times for working with the U.S. and was injured in what he believes was an assassination attempt in 2014, after he filed for a U.S. visa. 

    

                                                     

    

Despite the threats, which he continued reporting to his supervisors at the embassy, Omar was informed that his U.S. Special Immigration Visa, or SIV, application had been rejected because documents he submitted previously had been deemed fraudulent. He believes it's because he failed a polygraph administered by U.S. officials eight years earlier, and that the process was unfair. "They intentionally make you a criminal," he told CBS News. "You are only allowed to answer their questions with yes and no, and they don't give you a chance to explain." Omar filed an appeal against the rejection of his application in mid-June and is waiting for a response. He urged the U.S. government to "seriously look into our cases and take us into safety," adding that if it doesn't happen, "they will come after me and my family one day."

"Absurd that it takes so long"

During the 20-year war that followed the 2001 U.S.-led invasion of Afghanistan, thousands of Afghans served as interpreters and translators, working shoulder to shoulder with U.S. troops and diplomats, risking their lives serving on the battlefield and communicating with locals.                       These interpreters were essential to bridge the language barrier, but also to provide cultural context, gather intelligence, negotiate with tribal elders and build trust with local communities. Massoud and Omar both applied for SIVs under a program created by the U.S. Congress in 2006 to offer legal pathways to the United States for Iraqis and Afghans who helped during the U.S. military operations in those countries. But the bureaucracy of the SIV application process has left many applicants frustrated, with little faith in the program.Massoud said his application was rejected due to a lack of documentation from his supervisors, despite Johnson trying to help. He said he submitted the requested documents and has waited for more than 320 days with no update from the U.S. government. "Every time Massoud submits all his documents and we think, 'now we are waiting for his visa to be approved,' then Massoud would contact me again saying, 'I need this and this document, because they keep changing the requirements,'" Johnson said. 

    

                                                     

    

"The SIV process is flawed and ridiculous and absurd that it takes so long. These interpreters, their lives are in danger," the former U.S. soldier told CBS News. "We don't do enough for them, and it's very frustrating."

The backlog, and work to improve a "vital program"

"We have surged resources to this vital program, significantly increasing the number of staff dedicated to it. We have reviewed every stage of the multiple step application process to streamline it wherever possible, consistent with U.S. law, and continue to look for areas to improve," a State Department spokesperson told CBS News.The official said the steps had enabled the State Department to issue "nearly 34,000 SIVs to principal applicants and their eligible family members" from the beginning of the Biden administration until August 1, 2023.                      As of the end of March, State Department figures show about 9,800 principal SIV applicants had cleared a major hurdle in the process, securing Chief Of Mission (COM) approval. Those individuals are "awaiting further processing and their eventual visa interview before being issued an SIV," the spokesperson said, adding: "We are working to process these cases as quickly as possible."The State Department's figures show that another 69,000 principal applicants were undergoing the review process, and the spokesperson told CBS News that, historically, about half of the applications who reach that stage of the process do not end up qualifying for an SIV.According to the figures, 3,241 Afghan applicants were "deemed unqualified to receive COM approval or had the approval revoked during the second quarter" of 2023."The Department will continue to ensure Afghan SIV applications are processed as quickly as possible in accordance with the statutorily required program parameters and national security requirements," the spokesman told CBS News. A report issued this week by a State Department inspector general said, meanwhile, that according to the department's own estimation, as of April 2023, a total of "more than 840,000 principal and derivative SIV applicants remained in Afghanistan."CBS News' Tucker Reals and Paulina Smolinski contributed to this report.                                 

In:    
• Taliban
    
• Immigration
    
• War
    
• Afghanistan
    

。　　成也债券，败也债券。过去两年，中小银行蜂拥债市，靠牛市红利赚得盆满钵满、拉升业绩。但今年债券市场持续震荡，中小行投资收益随之回落。　　在业内人士看来，这组数据下挫的背后，是过去依赖市场波动兑现浮盈的增长模式难以为继的集中体现，亦暴露出中小银行盈利结构对单一市场变量的过度依赖。信贷投放乏力才是迫使它们涌入债市的根本原因，投资收益缩水是这一结构性失衡的显性化。而中小银行应回归本源、做小做散、轻装上阵。　　投资收益“变脸” 从“利润发动机”到“核心拖累”　　当前，银行年中报正在密集披露中。截至目前，已披露2026年中报的9家A股上市银行主要为城农商行，仅平安银行一家股份制银行。而在这9家银行中，仅宁波银行的投资收益同比小幅增长3.37%，其余8家银行的投资收益均同比下降。　　具体来看，重庆银行今年上半年的投资收益同比下降61.61%，是9家银行中降幅最大的银行。

C | 贵阳银行投资收益亦被腰斩，同比降幅达到50.02%。

D | 瑞丰银行同比降幅47.06%。而素有“债券之王”称号的南京银行，投资收益同比亦下降28.80%。　　值得注意的是，小银行的投资收益是非利息收入的绝对主力军。在2024年至2025年间，不少小银行这项收入的涨幅超过100%。

E | 如今这项收益的“变脸”，将成为银行营收增长的核心拖累。　　以瑞丰银行为例，在非息收入中，该行今年上半年投资收益占比为71.30%，而去年同期这一占比则达到89.20%。

F | 究其原因，该行非利息净收入因债券买卖取得的投资收益下降而减少。报告期内，该行实现非利息净收入4.57亿元，同比下降33.77%，主要为投资收益、其他收益以及汇兑损益的减少。　　苏农银行也指出，该行实现非利息净收入7.67 亿元，同比下降13.78% ，其中，手续费及佣金净收入0.61 亿元，同比增长30.79%。非利息净收入下降主要受投资收益减少及汇兑收益由盈转亏影响。

G | 而该行投资收益占营业收入的近三成。　　成也债券败也债券，小银行为何重仓债市？　　银行投资收益的主要来源是其用自有资金参与债券市场投资，获得的资本利得，即通过买卖债券产生的价差，低买高卖获得收益。　　招联首席经济学家董希淼表示，已披露业绩报的银行投资收益普遍大幅下滑，在于2025年债牛行情下“大行放贷、小银行卖债”策略积累的高基数效应，以及2026年债市从趋势性牛市转向震荡市后的回吐。随着利率下行空间收窄、前期浮盈基本耗尽，中小银行通过波段操作获取差价收益的难度急剧加大。　　今年以来，利率债市场走出一轮超预期的震荡牛市，10年期国债收益率从年初的1.85%下探至5月末的1.71%附近。进入6月，受财政供给前置、交易盘止盈、资金边际收敛等因素扰动，长端利率小幅反弹至1.75%附近，市场多空分歧显著放大。银行债券投资收益也因此受到影响。　　近两年，城农商行已经成了“债市大户”，有关城农商行债券投资持仓占比的话题一度引起市场瞩目。央行等金融监管部门曾多次喊话中小银行激进的债券市场投资策略。

H | 　　一般来讲，当债券利率相对于贷款利率比较高，而且价格比较低的时候，银行会买入债券，有助于稳定市场。反之，当债券利率较低、债券价格较高时，银行卖出部分债券能够实现它自己的利润，也能够保持银行自身支持实体经济的可持续性。

I | 　　但“小行买债”的现象则有些形势所迫。受经济下行等因素影响，今年以来有效融资需求不足，一定程度上出现“资产荒”，部分中小金融机构信贷难以有效投放。另一方面，市场信用风险有所上升，金融机构资产质量下降压力较大。在这样的情况下，国债由国家信用背书，具有较强的安全性，成为金融机构资产配置的重要选择。　　对于投研能力本就薄弱的中小银行而言，缺乏独立的资产定价能力与跨周期配置视野，极易陷入“追涨杀跌”的被动局面。　　这种“被动”仍在持续。

J | 据贝壳财经记者梳理发现，部分中小银行依然在加仓债券资产。南开大学金融发展研究院院长田利辉表示，当前小银行增配债券拉久期，更多是负债成本下行后维持正利差的被动选择，而非主动进攻。　　债券投资“退潮”，银行需加快调整投资收益结构　　2026年中报给银行业敲响的警钟：过去依赖市场波动兑现浮盈的增长模式难以为继。　　已有银行正在对债券投资做出调整，将对资本利得的依赖，从一定程度上“回摆”到稳定的票息收益上。　　南京银行业务部门负责人在业绩说明会上指出，随着债券收益率持续低位窄幅波动，投资收益增长将更多依赖精细化波段操作与稳定票息积累，增速趋于平稳，对业绩贡献从高弹性逐步回归常态。　　根据南京银行数据，上半年该行利息净收入同比大增40.19%。其中，该行债券投资利息收入为120.26亿元，同比增长32.58%。

K | 　　“投资收益的角色正从利润弹性来源退化为利息收入的薄垫。

L | ”田利辉认为，在净息差已至历史低位的背景下，把债券交易当作第二信贷来经营既不现实也不健康，中小银行应让债券投资回归流动性管理与资产负债匹配的本职，而非继续充当利润的救命稻草。

M | 　　在多位银行业内人士看来，回归本源、做小做散、轻装上阵，才是未来中小银行发展的真正内核。

N | 　　田利辉表示，中小银行真正的护城河从来不在金融市场交易平台上，而在对本地小微客户的信息优势和关系网络。与其在债券市场与大行拼资金成本，不如把信贷颗粒度做细，用人缘地缘换风险定价。同时应主动压降交易性资产占比，出清自营理财转向代销服务，以客户关系变现替代资本消耗。对于自身造血不足的机构，顺应行业减量提质的大势，主动融入合并重组，远比苦撑体面更为理性。　　对于城农商行的发展，天府立言金融研究院院长曾刚建议，城商行和农商行都需要回归地方法人银行的基本定位，选择差异化、错位化的发展路径，而非简单模仿彼此、追求同质竞争。

o | 对城商行而言，立足属地、深耕本地应是经营主线。对农商行而言，县域市场是最具价值的主场。责任编辑：曹睿潼。

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